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If they are abused by the people the burden is on them to feel in their lives the consequence of their actions. When this value is applied it imparts a sense of duty and responsibility on the younger siblings to serve and repay the favors done to them by their elders. Pdf Towards A Practical And Empirically Grounded Account Of Utang Na Loob As A Filipino Virtue The concepts of 1 pakikisama 2 hiya 3 amor propio 4 utang na loob 5 Filipino hospitality and 6 respect for elders. Positive impact of utang na loob . Utang kabubut-un is a Filipino cultural trait which when translated literally means a debt of ones inner self loob It is also often translated as a debt of gratitude In the study of Filipino psychology utang na loob is considered an important accommodative surface value along with hiya proprietydignity and. In effect utang na loob binds a group together. These values make Filipinos friendly hospitable polite loyal. For example utang na loob or dept of gratitude. Policy